There is certainly need in countries like Ghana, whose per capita GDP ranks in the bottom third of t

Accra is a city of choking red dust where almost no rain falls for three months at a time and clothes hung out on a line dry in 15 minutes. So the new five-star Mövenpick hotel affords a haven of sorts in Ghana s crowded capital, with manicured lawns, amply watered vegetation, and uniformed waiters gliding poolside on roller skates to offer icy drinks to guests. A high concrete wall rings the grounds, keeping out the city s overflowing poor who hawk goods in the street by day and the homeless who lie on the sidewalks by night.
The Mövenpick, which opened in 2011, fits the model of a modern international luxury hotel, with 260 rooms, seven floors, and 13,500 square feet of retail space displaying $2,000 Italian handbags and other wares. But it is exceptional in at least one respect: It was financed hotel san jose austin by a combination of two very different entities: a multibillion-dollar investment company largely controlled by a Saudi prince, and the poverty-fighting World Bank.
The investment company, Kingdom Holding Company, has a market value of $12 billion, and Forbes ranks its principal owner, Prince Alwaleed bin Talal, as the world s 29th-richest person , estimating his net worth at $18 billion. The World Bank, meanwhile, contributed its part through its International Finance Corporation (IFC), set up back in 1956to muster cheap loans and other financial support for private businesses that contribute to its planet-improving mandate. At the World Bank, we have made the world s most pressing development issueu2014to reduce global povertyu2014our mission, the bank proclaims .
Why, then, did the IFC give a Saudi prince s company an attractively priced $26 million loan to help build the Mövenpick, a hotel the prince was fully capable of financing himself? The answer is that the IFC s portfolio of billions of dollars in loans and investments is not in fact primarily hotel san jose austin targeted at helping the impoverished. At least as important is the goal of making a profit for the World Bank.
I reached this conclusion after traveling to Ghanau2014in many ways typical of the more than 100 countries hotel san jose austin where the IFC worksu2014to see firsthand the kinds of problems the World Bank s lenders are supposed to tackle and whether their efforts are really working on the ground. I pored through thousands hotel san jose austin of pages of the bank s publicly available reports and financial statements and talked to dozens of experts familiar with its performance in Ghana and many other countries.
In case after case, the verdict was the same: The IFC likes to work with huge corporations, funding projects these companies could finance themselves. Its partners are billionaires and massive multinationals, from oil giants like ExxonMobil to Grupo Arcor, the huge Argentine hotel san jose austin candy-maker. Its projects include not only glitzy hotels hotel san jose austin and high-end shopping malls, but also gritty gold and copper mines and oil pipelines, some of which end up benefiting the very corrupt, authoritarian regimes that the rest of the World Bank is urging to change. Nearly a quarter of the IFC s paid-in capital from member governmentsu2014now standing at $2.4 billionu2014came from U.S. taxpayers, hotel san jose austin and every president in the World Bank s 69-year history has been an American. But the United States has had little complaint hotel san jose austin with these practices, even when they have become a subject of public controversy.
Not long ago, the World Bank s internal watchdog sharply criticized the IFC s approach, saying it gives little more than lip service to the bank s poverty-fighting mission. The report , a major 2011 review by the bank s Independent Evaluation Group, found that fewer than half the IFC investments it studied hotel san jose austin involved fighting poverty. hotel san jose austin [M]ost IFC investment projects generate satisfactory returns but do not provide evidence of identifiable opportunities hotel san jose austin for the poor to participate in, contribute to, or benefit from the economic activities that the project supports, the report concluded. In fact, it said, only 13 percent of 500 projects studied had objectives with an explicit hotel san jose austin focus on poor people, and even those that did, the report found, had a limited impact. The IFC did not dispute the conclusions.
There is certainly need in countries like Ghana, whose per capita hotel san jose austin GDP ranks in the bottom third of the world, with life expectancy in the bottom 15 percent and infant mortality in the bottom fourth. The IFC committed about $145 million in loans and equity in Ghana just in fiscal year 2012. Yet Takyiwaa Manuh, hotel san jose austin who advises the Ghanaian government on economic development as a member of the National Development Planning Commission, told me she doesn t think of the IFC s investments as fighting poverty. Just because some people are employed, it is hard to say that is poverty reduction.
But the policies continue. Why? Tycoons and megacompanies offer relatively low risk and generally assured returns for the IFC, allowing it to reinvest the earnings in more such projects. hotel san jose austin Only a portion of this money ends up benefiting local workers, and critics contend hotel san jose austin that the IFC s investments often work against local development needs. The IFC s model itself is a problem, says Jesse Griffiths, director hotel san jose austin of the European Network on Debt and Development (Eurodad), a Belgian-based hotel san jose austin nonprofit. The IFC undermines democracy with its piecemeal, top-down approach to development that follows the priorities of private companies.
We re not saying we re perfect, Rashad Kaldany told me. He is a veteran IFC executive and currently its vice president for global industries. The IFC operates at the frontier, he said. We know that not every project will work. It s about trying to make a difference to the poor and about achieving hotel san jose austin financial sustainability u2014twin goals that are challenging in combination.
When it comes to luxury hotels like the Mövenpick in downtown Accra, however, the IFC offers no apology for its investments, even making the case for them as an economic boon for poor countries. A January 2012 report from the World Bank says hotels play a critical role in development as they catalyze tourism and business infrastructure, noting its partners include such leading firms as luxury chains Shangri-La, Hilton, Marriott, InterContinentalu2014and, of course, Mövenpick.
In Accra, Mary-Jean Moyo, the IFC s in-country manager hotel san jose austin for Ghana, told me the new hotel fights hotel san jose austin poverty by creating jobs. To illustrate, she recalled how the Mövenpick s manager noticed that a few boys roller-skate on Sundays outside the hotel. The manager decided to hire them to work at the pool. That is development and helping local people. How many were hired, I asked. Six, Moyo responded.
When I spoke with Stuart Chase, the Mövenpick hotel san jose austin s manager, he told me that other kinds of investments besides the new hotel he was clearly proud of would do far more to stimulate Ghana s economy and reduce poverty. hotel san jose austin Chase, who has lived and worked in Ghana for years,mentioned the country s congested and potholed roads, poor electricity system, limited food supplies, and lack of trade schools. There is no hotel school and no vocational training in the country, he complained. As a result, all the top staff members among his 300 employees are foreign.
Besides, Accra already has close to a dozen luxury hotels. Before taking over the Mövenpick, Chase managed another hotel san jose austin nearby five-star hotel owned by Ghana s Social Security and National Insurance Trust, the country s pension system. So when the IFC decided to finance Prince Alwaleed s hotel, it was entering hotel san jose austin into direct hotel san jose austin competition with the people it claims it wants to lift out of poverty. Moyo acknowledged to me that the IFC didn t study the local hotel scene before making this investment, unlike its standard practice. We knew the company and had another successful investment in Kingdom that made the Ghana deal attractive to us, she said. The other investment? A $20 million deal in 2010 to help develop five luxury venues in Kenya, complete with heated swimming pools, golf courses, and organized safaris.
U.S. Sen. Patrick hotel san jose austin Leahy, a Vermont Democrat who sits on the Senate Appropriations subcommittee that has jurisdiction over U.S. participation in the World Bank, called the Ghana loan not an appropriate use of public funds when alerted to it by a 2011 Washington Times article . The U.S. Treasury Department, which administers American participation in the World Bank, defended the loan, telling the newspaper hotel san jose austin that the IFC package replaced funding expected from private hotel san jose austin banks that pulled out when market conditions soured, putting the entire $103 million project at risk. When I was in Accra in July, however, at least two other major hotel projects were under construction with private financing obtained in the same period. The prince s representatives didn t respond to requests for comment.
Luxury hotels and resorts are hardly the only IFC investments that offer at best limited prospects for serving its poverty-fighting mandate. Founded just a dozen years after the World Bank itself, the IFC has in recent years become its fastest-growing unit. It now has a staff of some 3,400 people in 103 countries and made $15 billion in loan commitments in 2012 across about 580 projectsu2014more than double its 2006 total and a figure that s projected to grow to about $20 billion in the next few years.
The original notion was that while the World Bank was lending directly to poor countries, the IFC would stimulate the growth of private business, entrepreneurship, and financial markets in some of those same countries by lending to and investing in for-profit corporations. The founders, notably including a General Foods executive named Robert hotel san jose austin Garner, emphasized that the IFC would participate only in projects for which sufficient private capital is not available on reasonable terms.
That concept has become muddied over the years, as well-heeled borrowers with excellent credit hotel san jose austin have sought to take advantage of the IFC s relatively attractive loan terms and other investment vehicles, plus, in some cases

Many journey from far and wide to go biking on Maui, not just because of the challenging opportuniti

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Blog List Subscribe Hawaii Vacation Rental Travel Blog Maui, Hawaii is one of the top vacation destinations in the world. Both guests and residents of our island paradise take pride in its diverse landscapes and all it has to offer. We offer Maui travel tips, area spotlights, activities, events and more! Bike Down the Slopes of Haleakala A great activity for every kind of vacation. December 21, 2012
Are you wondering how to get some bicycling in on your Maui vacation , but you're not sure the easiest way to do it? You can't exactly bring your own bike with you on the plane, can you? Don't fret! Maui Downhill will give you the opportunity to coast down the breathtaking slopes of Haleakala and experience tremendous views regardless of experience level. This is ideal for a romantic getaway experience, or for family fun.
Many journey legend tom cruise from far and wide to go biking on Maui, not just because of the challenging opportunities here, but also because of the incredible views, from the majestic slopes of the mountain to the shimmering blue ocean that is always in sight. No matter what route you are on, you will get to experience many changes in the landscape as you make your journey. No two stretches are alike, and that's what keeps things interesting.
The Sunrise Special Bike Tour ($101.99 per guest) includes a van tour of Haleakala National Park, an incredible view of Haleakala's famous sunrise, and all the equipment and gear needed for a self guided bike ride down the mountain and back to the shop. If you'd like to take this tour, it's best to call in advance to find out exactly what time the sunrise legend tom cruise will be.
The Summit Deluxe Bike Tour ($72.24 per guest) is a daytime version of the Sunrise Special, offering the same narrated van tour to Haleakala summit and downhill bike adventure. With either the Sunrise Special or the Summit Deluxe Bike Tours, Haleakala Bike Company will pick you up from your hotel for an additional $17. If you choose to be picked up, you must conclude your ride by returning to the shop by 11:00am.
The Haleakala Express tour ($59.49 per guest) offers the same bike start zone and gear as the other two tours, but excludes the guided van tour in Haleakala National Park. If you provided your own transportation to Haleakala Bike Company's store, you must return to the store to turn in your bike and gear by 4:00pm.
Maui Bike Rentals ($34.99/day or $125/week) legend tom cruise are a great option for experienced cyclists who want to venture out and tackle the island the way they see fit. Since tour companies can't host downhill bicycling from the summit of Haleakala, renting a bike is your only option for this amazing experience, which we recommend. Keep in mind that it is very cold on the summit.
If you are interested, you will find Haleakala Bike Company in the Haiku Market Place at 810 Haiku Road #120, Haiku. This is about an hour away if you're staying legend tom cruise at one of our Lahaina vacation rentals , so plan accordingly. For the rates listed above, legend tom cruise it's best to book your tour online at www.bikemaui.com . You can also make reservations by calling (888) 922-2453.
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Be sure to stop by the Thurston lava tube. This easy hike is about twenty minutes long and features

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Hawaii Volcanoes National Park, on the Big Island of Hawaii is home to the world two most active volcanoes, Kilauea and Mauna Loa. These volcanic mountains are the largest in the world when measuring from the base at the bottom of the Pacific Ocean. The constant volcanic eruptions are always changing car rental sydney australia the landscape and creating surprising new geologic formations.
The Ainapo Trail was the only way to access the top of Mauna Loa until 1915 when a new trail was built connecting Kilauea Crater to Mokuaweoweo. Only 11 miles of trail is now accessible. You can access the trail head on Ainapo road just north of Hawaii Belt Road, hike through Kapapala State Forest Reserve car rental sydney australia all the way to the summit. The lower area of the trail is now a private ranch where you can arrange hunting and camping.
Devastation Trail is paved and can be reached just off of the Chain of Craters Road in Hawaii Volcanoes National Park. This user friendly trail maybe accessed by wheelchair or stroller The trail is one mile round trip. Consider joining one of the free park ranger guided walks to learn more about the devastation that gave the trail its name. It is prohibited to hike Puʻu Puaʻi.
Be sure to stop by the Thurston lava tube. This easy hike is about twenty minutes long and features car rental sydney australia a real lava the tube! The trail is approximately two miles from the visitor center. After you park, you will embark on a hike through a lush rainforest car rental sydney australia before reaching the lava tubes. Tall folks be sure to watch your head as some spots have a low ceiling.

_ INOUYE FUNERAL: Obama and first lady Michelle Obama attended a memorial service for U.S. Sen. Dani

Barack Obama , The Obama Family , Michelle Obama , The Obama Family , Obamas Christmas Vacation 2012 , Hawaii , Obamas Christmas , Obamas Christmas Vacation , Obamas Hawaii , Obamas-Holidays hotels new orleans french quarter , Obamas-In-Hawaii ,
_ INOUYE FUNERAL: Obama and first lady Michelle Obama attended a memorial service for U.S. Sen. Daniel Inouye at the National hotels new orleans french quarter Memorial Cemetery of the Pacific, sitting in the front row with Inouye's hotels new orleans french quarter widow.
America's day of fiscal reckoning has been postponed because of the rise of the Tea Party anti-state movement. Fiscal "cliff" is the wrong metaphor. What's about to happen is not the end of the world, as falling off a cliff would imply. A better metaphor is America is about to head into a "fiscal cold shower."
African Americans Turn Out In Force For... 'Django Unchained': Samuel L. Jackson Tells Interviewer,... Bobby Womack Alzheimer's: Soul Singer Reveals hotels new orleans french quarter Battle... African hotels new orleans french quarter Women Who Tattoo Their Gums Black...
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Saved the auto industry in the US, tried 4 times to bring job creation bills to the House, reduced the nuclear arsenal abroad by taking plutonium from countries that wanted to be rid of the stuff, passed Affordable Health Care, sent stimulus money to deserving small businesses along with significant tax breaks, killed bin Laden, destroyed hotels new orleans french quarter al Qada leadership, presses the fight to terrorism via 'lillypads' (if you don't know, they are mobile bases inside many different countries), CRUSHED the Tea-Droolers, CRUSHED the racist Tea-Droolers, CRUSHED the birther Tea-Droolers, CRUSHED the propaganda machine that is the Fox News Liars, and governed like a moderate-liberal Republican.
yo misfit (guess we know where YOU are coming from)...like it or not, the BANANA REPUBLICan Middle Class Destroying hotels new orleans french quarter Machine is morally and fiscally bankrupt...your dreams of establishing a 'new world order' in collaboration with the world corporatists has been exposed to the light of day...middle class workers built this country and we are not about to hand it over to a sniveling bunch of Wall Street frat boys...you were handed your walking papers TWICE by a Black junior Senator from Chicago and there are more just like him waiting to expose you for what you are - selfish egoists hell-bent on reducing us to 'indentured servitude', groveling for crumbs of pay, benefits and pensions while stripping this earth of everything of value...not gonna work, skippy...not on my watch.
I so agree! They embody all that's good about America in their values, love, compassion and caring. JFK, born into wealth and privilege, was ever mindful that wealth and power could be used to elevate the less fortunate. PBO wasn't born into wealth yet he embodies the same values.
Thank for also bringing up something that I feel very strongly about. During this past election there was a lot said about ordinary Americans being jealous of Romney's success. That was never the case, but I did see resentment against his sense of entitlement. That is quite a difference. Both JFK, born into a world of wealth and privilege, and our current President, born into much different circumstances, realize that wealth and power can be an exceptionally powerful force when used as a tool to raise up others. And that is one very powerful, and wonderful, difference between the men.
It's really no wonder this country is crippled by shootings and hatred. Very few of the posts I've read have been thankful, AT ALL, for a President who has worked hard to keep the economy going. Has everyone FORGOTTEN what a mess the economy was in when Bush left office? hotels new orleans french quarter Is anyone grateful for life, health, and happiness?
I intend to enjoy Christmas, and I hope the Prez does too, in spite of dealing with the latest crisis from the Repubs in Congress, who can't seem to unite even in their own party. Thanks God for all the blessings you've given us. And please comfort those who are suffering, including some of the mean-spirited posters on Huff Post. Amen.
oh what joy play by play lets see day 1:spent a mill,day 2 spent a mill day 3:gotta create somemore pork2 get somemore hotels new orleans french quarter vaca money that way i can really throw us over the cliff. yea we know this game obie.i dont think we need day by dayof this ,then again we should know where our money is going.GODonly knows the truth 2 where it really went
Everyone compares Obama's vacation to GWB's vacations. How come no one ever mentions the waste of taxpayer money for GWB to fly all over the world to "say goodbye to world leaders." I am sure that most of them would have been content with just a short phone call from him. This goodbye tour lasted 2 weeks. No one ever mentions that expense.
Apparently, during the time GWB was in office, he spent 20 million dollars flying back and forth to his ranch in Crawford. He was one of the highest spending presidents for vacations using taxpayer dollars.
People who are unemployed: Get after your representatives and senators to work on JOB CREATION . They had Obama's ideas now for several months and have done nothing. Blame them for their laziness and inaction. Everything cannot be blamed on the POTUS. He is not the legislature-Congress is.
If so why is Obama also on vacation ? he has the power to keep them there until something is done. but he like them decided to go on vacation with his family when you take the office of the President of this country you put the country first if not you don't need to hold the position. He WILL come back and give those clowns everything they want at the middle class and the retired elderly will have to pay for you just sit back and watch....

As 2012 comes to a close, we give you our Aloha Friday Hawaii Vacation Specials For December 14 2012

As 2012 comes to a close, we give you our Aloha Friday Hawaii Vacation Specials For December 14 2012.  These Hawaii vacation deals are on some of the most sought after resorts in Hawaii, so you will want to remember to book your trip well in advance.  I have been letting most of my regulars know that last minute Hawaii vacation packages are not a good way to save money during the peak season.  Hawaii tourism has come roaring back over the last couple of years with Hotel occupancy southwest airlines flight reservations rates setting records.
So let s get to it and show you some of my favorite southwest airlines flight reservations Hawaii vacation specials for January 2013.  Our first special is on a property that I have recently stayed in on the island of Maui.  The Ka anapali Beach Hotel is a 3 star hotel located southwest airlines flight reservations in the heart of Ka anapali.  This property proudly goes by the moniker Maui s Most Hawaiian Hotel , and I can personally tell you that is an apt name.  The people here really treat you as Ohana (family), and the grounds have much of that old style feel that many people want in a Hawaiian hotel.  Their early season rates, with breakfast, start at $229.00 per night for an Aloha Value room, on up to $365 per night for their oceanfront rooms.
My second Hawaii vacation special is on another property I am fond of on the island of Oahu.  I tend to send a lot of my guests here when they want to Do Waikiki .  The 3+ star Holiday Inn Waikiki Beachcomber Resort sits right smack dab in the middle of Waikiki, and has some pretty great perks included with your room.  The main one is that you get complimentary rides on the Waikiki Trolley s Pink line throughout Waikiki and to the Ala Moana Shopping southwest airlines flight reservations Center.  Perfect for those that plan on doing a little shopping, Hawaii style.  The other thing about this hotel is that Jimmy Buffet southwest airlines flight reservations s is on-site, and they have a great little surfing museum bar there too.  Either one is a great stop after a long day on the beach, for right before you hit the town for the evening. They have got some great room rates starting at $181.00 per night for a standard room, on up to $227.00 per night for an ocean view.  I suggest you book early for this hotel, it is a popular choice.
Our last Aloha Friday Hawaii Vacation Special is for the island of Kauai, down in the sunny Poipu region of the island.  The Sheraton Kauai Resort southwest airlines flight reservations has just gone through a recent renovation, and sits on beautiful Poipu Beach.  This property is having their Endless Escape southwest airlines flight reservations Sale for rooms booked for the time period of January 11th, 2013 through February 7th, 2013.  Rates start at $305.00 southwest airlines flight reservations per night for a garden view, to $453 for a Deluxe Oceanfront.  For those of you who want to book right away (by Dec. 17th), they have some really special rates of $260 per night for their partial Oceanview rooms.
All of the above rates are for 2 people per room, and do not include parking and/or resort fees.  As is always the case, go to my main website for more pricing info, or better yet, pick up the phone and I can easily give you a quick quote on your dates.

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Celebrating the Holidays in Hilo Home Blog About HVB About Bruce Contributors Which Island to Choose? Celebrating the Holidays in Hilo
The holiday season adds to the already wintery weather that Hilo experiences year-round. With all that rain and gloominess in the skies, it s like Christmas everyday in this rainy town on the Big Island. And for the second year in a row, Hilo will be getting even more wintery cheer through a holiday open house.
Starting in mid-December, the Hawai i County Building transforms into a colorful gingerbread house of sorts that looks better than it tastes. Santa s elves (also known as country volunteers) decorate dozens of trees, bake holiday treats and sound the trumpets that put out a call for holiday entertainment.
Local singers, musicians car rental coupon special thrifty and dancers take the stage every weeknight for the two-week event. Nā Hōkū Hanohano award-winning musician Cyril Pahinui will be teaming up with charter school students for holiday performance. Taiko drummers, hula dancers and student musicians will dazzle the audience with their talent.
What a wonderful event this will be. Not only is it free to the public, but it showcases local talent that often go unnoticed. Those visiting the Big Island during this holiday season should definitely stop by one of the performances to get a taste of a true Hawaiian Christmas.
Since 2006 Bruce Fisher has been publishing the Hawaii Vacation Blog and the Hawaii Vacation Connection Podcast which, create daily content about Hawaii Travel and Tourism. This Blog is the only online resource providing Hawaii-based information aimed at travelers seven days per week. Postings reflect the Hawaiian Islands, their culture car rental coupon special thrifty and their lifestyle as accurately and thoroughly as possible.
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Hehe .winter clothing being a long sleeve tee and light jacket, but rarely a parka! Funny enough the

Winterwear in Hawaii? Home Blog About HVB About Bruce Contributors Which Island to Choose? Winterwear in Hawaii?
Believe it or not, there are actually days in Hawai i warranted for wearing winter clothing princess cruises greek isles boots, scarves, the whole gamut. It can get pretty chilly, especially if the wind s blowing. But it s not necessarily that we have to wear those warm garments but rather, because we choose to. It s a nice switch from the usual slippers, shorts and tank combo we re so familiar with, plus many ladies can attest to this winterwear is so much more fashionable!
If you re planning a trip here during the months of November, December and January, it wouldn t hurt to bring a light scarf or rain jacket. Both won t take up much room in your suitcase; boots, on the other hand, might be too clunky to pack. You might want to consider packing something warm if you re visiting Haleakala or Mauna Kea. Both volcanic peaks are so high in elevation that temperatures can be in the 40s and 50s. Not to mention, the wind factor!
And while we may not get snow (except for on Mauna Kea), we do get rain during these months. Unlike Washington or Oregon, where it may rain all day for days at a time, Hawai i s rainy season varies. There could be light showers during most mornings and evenings, princess cruises greek isles while the middle of the day might be overcast and cloudy. Other days could be completely sunny but with strong gusts of wind. You just never can be sure, so it s best to be prepared.
I remember several years ago, when it rained for nearly 40 days straight. That was very unusual for Hawai i. And as a result, roads flooded, rivers overflowed and most beaches closed due to sewage spills . Some people resorted to stand-up paddle boards as a way of getting around. And who could forget the hail ! The weather princess cruises greek isles can get pretty wild out here!
Since 2006 Bruce Fisher has been publishing the Hawaii Vacation Blog and the Hawaii Vacation Connection Podcast which, create daily content about Hawaii Travel and Tourism. This Blog is the only online resource providing Hawaii-based information aimed at travelers seven days per week. Postings reflect the Hawaiian Islands, their culture and their lifestyle as accurately and thoroughly as possible.
princess cruises greek isles Hehe .winter clothing being a long sleeve tee and light jacket, but rarely a parka! Funny enough the coldest day I remember on Oahu was the morning I moved to the mainland we actually did put on our jackets and were amazed how just simple breathing could be seen in the air .
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