Under the state’s file-and-use system, auto and home insurers in Texas can raise rates once they hav

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AUSTIN — Homeowners covered by Farmers Insurance will see their second premium increase this year, the company told state regulators Friday, planning to boost the cost of most policies in Texas by an average of 15 percent.
"Claims costs associated with weather-related risks in the state, such as tornadoes, strong winds and hail, as well as claims resulting from water losses and fires, disneyland hotels have continued disneyland hotels to increase significantly over the past several years," he said.
Under the state's file-and-use system, auto and home insurers in Texas can raise rates once they have notified the Insurance Department, although the agency reviews disneyland hotels all rate changes and can challenge any increase it considers excessive or unfairly discriminatory.