Yes, anyone receiving Social Security or Supplemental Security Income benefits can sign up for the c

IMPORTANT NOTICE: If you received your Direct Express � card before April 1, 2008 , please be sure that JPMorgan Chase Bank has your current address. To update your address, you may call JPMorgan Chase Customer Service toll-free at 1 (877) 789-5895, 24 hours a day, 7 days a week.
In early June 2008, JPMorgan Chase began mailing important information about the opportunity to sign up for the new Direct Express � Debit MasterCard � �with lower fees and more features�to Direct funding high school students travel italy Express � cardholders who received their card before April 1, 2008.
As debit cards have gained in popularity, consumers have been warned of hidden fees associated with some debit card products. How does the fee structure for the Direct Express � card compare to other debit cards?
Can I use my card to make a purchase when the balance left on my card is less than what I need to pay the cashier? How do I use my card to make a partial payment at a retail location that will accept my card?
The Direct Express � card is a prepaid debit card available to Social Security and Supplemental Security Income funding high school students travel italy check recipients who wish to receive their benefits electronically. The debit card offers the convenience and security of using electronic transactions to spend and immediately access your money rather than using cash for purchases or waiting around for your check to arrive. You do not need to have a bank account to sign up for the card. There is no credit check or minimum balance requirement.
When you sign up to receive your Social Security or Supplemental Security Income benefits on the Direct Express � card, you will receive your payment every month without having to worry about cashing your check, losing your check, or having it stolen. Instead of receiving a check, funding high school students travel italy your money will be immediately available to you when it is automatically deposited to your Direct Express � card account on your payment date. You can use your card to make purchases at stores that accept Debit MasterCard � , get cash back for free when you make those purchases, get cash from any bank or credit union that displays the MasterCard acceptance mark or withdraw cash from Automated Teller Machines (ATMs). You can also use your debit card to pay your bills online or over the phone and to buy money orders at the U.S. Post Office.
Yes, you will have a secret personal identification number funding high school students travel italy to use at ATMs and retail locations. Also, your money is FDIC-insured up to the maximum amount allowed by law. In addition, protections required by the federal government guard you against unauthorized use of your card when promptly reported. MasterCard Zero Liability � offers additional protections in certain circumstances. Finally, if your card is lost or stolen, it will be replaced.
You can only use your Direct Express � card if you have money in your account. The full amount of your purchase is taken out of your card account at the time of the purchase or very soon thereafter. The Direct Express � card does not provide a line of credit. With a credit funding high school students travel italy card, you use the card to borrow money to make purchases and pay back the credit card company in part or in full every month.
funding high school students travel italy Signing up is quick and easy. There is no credit check or minimum balance requirement. If you are currently receiving Social Security or Supplemental Security Income benefits, just call the Direct Express � card enrollment center toll free at 1-800-333-1795 (TTY 1 (866) 569-0447) or visit www.USDirectExpress.com .
When you receive your Direct Express � card in the mail, call the Direct funding high school students travel italy Express � card Customer Service Department toll free at 1 (888) 741-1115 to activate your card. You will be instructed to enter your 16 digit card number, the last four digits of your social funding high school students travel italy security number and your date of birth. You will also need to select a four digit Personal Identification Number (PIN).
No. After you sign up for the card, Comerica Bank, the Direct funding high school students travel italy Express � card issuing bank, will notify the Social Security Administration (SSA) that you have a Direct Express � debit card account. Comerica Bank will give SSA the information it needs to send your benefit payments to your account.
Yes, just call 1-800-333-1795 (TTY 1 (866) 569-0447) or sign up online at www.USDirectExpress.com . Please note: Only the representative payee's name appears on the card. If you are Sam Smith, a representative payee for Jane Smith, Sam Smith will be the only name appearing on the Direct Express � card.
The Direct Express � card offers representative payees the option of receiving benefits on behalf of more than one person on one Direct Express � card or signing up for a separate Direct Express funding high school students travel italy � card for each beneficiary. As a representative payee, you are responsible for following Social funding high school students travel italy Security funding high school students travel italy Administration's rules related to holding funds for more than one beneficiary. Please contact the Social Security Administration to learn the rules related to holding funds for more than one beneficiary or call toll free 1 (800) 772-1213. (TTY users can call 1 (800) 325-0778.)
Yes, anyone receiving Social Security or Supplemental Security Income benefits can sign up for the card. However, if you have a bank account, the U.S. Department of the Treasury recommends signing up for direct deposit. To enroll in direct deposit, call Treasury's Go Direct � helpline toll free at 1 (800) 333-1795, or visit www.godirect.org . You may also sign up for direct deposit through funding high school students travel italy the Social funding high school students travel italy Security Administration by calling toll free at 1 (800) 772-1213 (TTY users can call 1 (800) 325-0778) or enrolling online at www.socialsecurity.gov . A third option is to sign up for direct deposit through your bank or credit union.
Yes. You can sign up to receive your benefits on the Direct Express � card in person by visiting a Social Security office, or online at www.socialsecurity.gov , or by calling 1 (800) 772-1213 (TTY users can call 1 (800) 325-0778)
Yes. You may close your Direct Express � card account at any time at no charge by calling the Customer Service Department toll free number at 1 (888) 741-1115. Before closing your Direct Express � card account, you will need to separately enroll in direct deposit to avoid any delays with receiving future benefit payments.
To enroll in direct deposit, call Treasury's Go Direct � help line toll free at 1 (800) 333-1795 or visit GoDirect.org . You may also sign up for direct funding high school students travel italy deposit through the Social Security Administration by calling toll free at 1 (800) 772-1213 (TTY users can call 1 (800) 325-0778) or enrolling online at www.socialsecurity.gov funding high school students travel italy . A third option is to sign up for direct deposit through your bank or credit union.
Yes. You may close your card account at any time at no charge funding high school students travel italy by calling the Direct Express � card Customer Service Department at 1 (888) 741-1115 funding high school students travel italy (toll-free). You can withdraw your money by getting cash from a teller at any bank or credit union that displays the MasterCard � logo, getting cash back at a retail location, or getting cash at an ATM machine.
Before you close your Direct Express � card account, if you have a bank account, you will need to separately enroll in direct funding high school students travel italy deposit to avoid any delays with future payments. To enroll in direct deposit, call Treasury's Go Direct � help line toll free at 1 (800) 333-1795, or visit www.godirect.org . You may also sign up for direct deposit through funding high school students travel italy the Social Security Administration by calling toll free at 1 (800) 772-1213 or enrolling online at www.socialsecurity.gov funding high school students travel italy . A third option is to sign up for direct deposit through your bank or credit union. If you do not have a bank account you may start receiving checks for your benefit payment by contacting SSA toll free at 1 (800) 772-1213 (TTY 1 (800) 325-0778).
No. If you signed up for a Direct Express � card before April 1, 2008, you have several options: (a) sign up for the new Direct Express � card by calling 1-800-333-1795 (toll-free) (TTY 1 (866) 569-0447) or visiting funding high school students travel italy www.USDirectExpress.com ; (b) sign up for direct deposit to your checking or savings account; or, (c) sign up for a different card from your current card provider.
Most services are free. There is no cost to sign up for the card and there are no monthly fees or overdraft fees. While there are fees for a limited number of optional transactions, it is possible to use the card for free.
* For each federal government deposit to your Card Account, Comerica Bank will waive the fee for one ATM cash withdrawal in the U.S. The fee waiver earned for that deposit expires on the last day of the following month in which the deposit was credited to the Card Account.
You can avoid fees if you use a Direct Express � card surcharge-free network ATM to make your one free withdrawal. For additional withdrawals, use a Direct Express � card surcharge-free funding high school students travel italy network ATM to reduce the amount of fees that you pay.
You will get one free ATM cash withdrawal in the United States for every federal funding high school students travel italy benefit deposit to your Direct funding high school students travel italy Express � card account. Your free withdrawal is good through the last day of the following month in which the deposit was credited to your Direct Express � card account. For example, funding high school students travel italy if you receive funding high school students travel italy a $300 deposit on May 3, you may use your one free ATM cash withdrawal at any time from May 3 through June 30. As always, surcharge fees by the ATM owner may apply (see question 3.1 and 3.5).
A "surcharge fee" is a fee charged to you by the owner of an ATM that is not in the Direct Express funding high school students travel italy � card ATM surcharge-free network. funding high school students travel italy When you use your card at an ATM that will charge you a surcharge fee, the ATM will tell you the amount of the fee before you withdraw your money. Neither Treasury nor Comerica Bank have any control over what the ATM owner will charge you. To avoid or keep your ATM fees low, we suggest that you review the tips on how to use your Direct Express � card at retail locations to make purchases and get cash back for free from question funding high school students travel italy 3.2 above.
The Direct Express � card surcharge-free ATM network offers surcharge funding high school students travel italy free ATM access a