All travel insurers advertising on this site meet TravelinsuranceFile's acceptability criteria for o

Got a family member or close friend who makes frequent border hops to the U.S. for ballgames, hockey (when they play it), shopping, theatre, golf, or cheaper gas? Offer to pay for an annual multi-trip travel health insurance policy that covers them no matter how many trips they take. One fee, one application.
Too often we hear tragic cases of Canadians confined in a U.S. hospital after a fall, or traffic accident, or stroke—unable to be repatriated ramada inn hotels to a hospital at home. Often it was just a one or two-day trip. Routine. Done it a hundred times. Never a problem. Until, one day there is a problem and they end up in a hospital where intensive care kicks in and there is no way of getting out until it is safe for them to travel. That could be weeks.
It’s very easy for someone planning a last-minute one or two-day trip to forget about, or neglect, the need for travel insurance.  Who wants to mess with applications and papers and all that stuff for a short trip to get school clothes for the kids? Hardly worth the effort.
Here’s how the annual, multi-trip plan works.  You select ramada inn hotels the maximum number of days per trip you want to buy—7, 15, 30, 60, or some other number depending on what any individual insurer offers.  You then apply for an annual plan which allows you to travel ramada inn hotels up to the number of days you have selected per trip (e.g. 7, 15, 30 or some other) as many times as you like throughout the year without ramada inn hotels having to apply for coverage each time.  In effect, you have that number of days of coverage in your pocket whenever you need it. The only restriction is that you can’t exceed the number of days selected on any one trip: you must return to your home province for at least one day before starting on your next trip segment.
How do insurers know how long you have been out of the country? Usually ramada inn hotels they probably won’t, but if you should ever have a claim, you will have to prove that the claim happened within your allotted trip segment and you will need to provide proof of your dates of travel: credit card receipts, air tickets, passports stamps, etc.
What makes this product especially attractive is that it is cheaper than buying ramada inn hotels single trip plans in that the price is based on the 7 or 15 or 30-day segments you have purchased.  The rationale is that the longer you are out of the country, the greater the chance you will encounter a claim, and so the per diem rate for shorter trips is less than the per diem rate for longer ones. It’s a considerable saving.
ramada inn hotels All travel insurers advertising on this site meet TravelinsuranceFile’s acceptability criteria for out-of-country health benefits for Canadian residents and they represent most of the major insurers and underwriters in Canada. Most offer annual multi-trip plans of varying trip durations. Speak with them, explore their products online, ask questions, and once you get the right answers, buy right online ramada inn hotels .
Milan Korcok is a national award-winning medical and international health care writer, editor, and publisher whose work has appeared in professional publications around the world. He is also a North American correspondent for the  International Travel Insurance Journal , and was instrumental in the founding of the Canadian Snowbird Association and Travel Insurance File, a leading international website developed in 2007 in association with the Ingle Group of Companies. Korcok also served as contributing editor to the CMAJ for many years.
TIF is published by Ingle International, one of Canada's leading providers of travel, snowbird, ramada inn hotels international student, and special ramada inn hotels risk products. An independent and unbiased resource, TIF helps Canadian snowbirds and out-of-country travellers make an informed travel insurance purchase before their trip.